Whether
you prefer to take a hands-off approach or manage costs yourself,
The Hart Group provides two innovative money management tools for
worry-free recordkeeping and smoother cash flow for workers' compensation
costs.
Take a Hands-Off Approach
The Hart Group Workers' Compensation Payment Service lets you
pass off the time-consuming administration and avoid large, up-front
deposits and year-end surprises associated with workers' compensation
insurance.* It provides convenient, budgeted, automatic, electronic
payments that smooth out your cash flow.
Using
your current payroll information, The Hart Group calculates a rolling
determination of your company's workers' compensation cost. Here's
what the service provides:
- - Better budgeting because you get a current
picture of workers' compensation costs throughout the policy rather
than waiting for the audit adjustment.
- - Detailed and accurate records that provide totals for each
state, classification code, and employee. This saves time if there
is a premium audit by your insurance company.
You get all the detailed reports, plus:
- - Minimal down payment and year-end adjustments.
- - No financing required.
- - Electronic premium payments each pay period — no more
check writing.
- - 24-hour, toll-free hotline for easy claim reporting
The workers' compensation payment service is available in all
states except Alaska, Hawaii, North Dakota, Washington, West Virginia,
and Wyoming.
For more information about the payment service,
contact a Hart Group representative at 1-800-822-4092,
Monday through Friday from 8:30 a.m. to 5:00 p.m. ET, or use our
online form
for a no-obligation quote.
* Workers' compensation insurance is available
through The Hart Group, Ltd.
Manage Costs Yourself
If you like the control that comes from hands-on business planning,
but find the information gathering process time consuming, you'll
appreciate The Hart Group Workers' Compensation Report Service.
Pay period by pay period, reliable reports are compiled for access
to critical payroll information such as workers' compensation
costs, using actual wages for each classification code. You receive
the information you need for streamlined management of your cash
flow and communications with your insurer. Available on a quarterly
or monthly basis, the workers' compensation report service provides
the same records as the payment service, but you manage the premium
payments with your insurer.
For more information about the payment service, contact
a Hart Group representative at 1-800-822-4092, Monday through Friday
from 8:00 a.m. to 5:00 p.m. ET, or use our online
form for a no-obligation quote.