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Two Ways to accurately budget premiums
 
Whether you prefer to take a hands-off approach or manage costs yourself, The Hart Group provides two innovative money management tools for worry-free recordkeeping and smoother cash flow for workers' compensation costs.

Take a Hands-Off Approach

The Hart Group Workers' Compensation Payment Service lets you pass off the time-consuming administration and avoid large, up-front deposits and year-end surprises associated with workers' compensation insurance.* It provides convenient, budgeted, automatic, electronic payments that smooth out your cash flow.

 
Using your current payroll information, The Hart Group calculates a rolling determination of your company's workers' compensation cost. Here's what the service provides:

- - Better budgeting because you get a current picture of workers' compensation costs throughout the policy rather than waiting for the audit adjustment.

- - Detailed and accurate records that provide totals for each state, classification code, and employee. This saves time if there is a premium audit by your insurance company.

You get all the detailed reports, plus:

- - Minimal down payment and year-end adjustments.
- - No financing required.
- - Electronic premium payments each pay period — no more check writing.
- - 24-hour, toll-free hotline for easy claim reporting

The workers' compensation payment service is available in all states except Alaska, Hawaii, North Dakota, Washington, West Virginia, and Wyoming.

For more information about the payment service, contact a Hart Group representative at 1-800-822-4092, Monday through Friday from 8:30 a.m. to 5:00 p.m. ET, or use our online form for a no-obligation quote.

* Workers' compensation insurance is available through The Hart Group, Ltd.

Manage Costs Yourself

If you like the control that comes from hands-on business planning, but find the information gathering process time consuming, you'll appreciate The Hart Group Workers' Compensation Report Service. Pay period by pay period, reliable reports are compiled for access to critical payroll information such as workers' compensation costs, using actual wages for each classification code. You receive the information you need for streamlined management of your cash flow and communications with your insurer. Available on a quarterly or monthly basis, the workers' compensation report service provides the same records as the payment service, but you manage the premium payments with your insurer.

For more information about the payment service, contact a Hart Group representative at 1-800-822-4092, Monday through Friday from 8:00 a.m. to 5:00 p.m. ET, or use our online form for a no-obligation quote.
 
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